Question 1

What is the Nisab threshold for Zakat in 2026?

Accepted Answer

The Nisab threshold is based on gold (7.5 tolas = 87.48 grams) or silver (52.5 tolas = 612.36 grams). Using current gold prices, this equals approximately PKR 1,100,000 for gold Nisab. Many scholars recommend using silver Nisab (lower threshold) as it helps more poor people.

Question 2

What is the Zakat rate?

Accepted Answer

Zakat is 2.5% (1/40th) of your total zakatable wealth held for one lunar year. This applies to cash, gold, silver, stocks, and business inventory.

Question 3

Do I need to pay Zakat on my primary home?

Accepted Answer

No, your primary residence is not zakatable. However, investment properties or rental income that has been saved for a year is subject to Zakat.

Question 4

How do I calculate Zakat on stocks?

Accepted Answer

You can either pay 2.5% on the full market value (simpler method) or calculate the proportion of zakatable assets (cash, receivables, inventory) in the company. Most scholars say the full value method is acceptable and safer.

Question 5

When should I pay Zakat?

Accepted Answer

Zakat is due once per lunar year (354 days) on the wealth you own. Many people choose Ramadan for spiritual benefits, but any consistent date works.

Question 6

Can I deduct debts from Zakat?

Accepted Answer

Yes, you can subtract immediate debts (due within the year) from your total zakatable wealth before calculating 2.5%.

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